While the Affordable Care Act mostly effects the
regulations concerning medical insurance, it has affected dental insurance
indirectly. With rising health care costs for employers, many have cut back on their
dental benefits they offer employees. In an effort to encourage good dental
health while offsetting dental insurance limitations, we have instituted am
‘in-house’ dental savings plan. It is designed for patients who have very
limited options through their employer or no longer have dental insurance.
What are some of the benefits of our dental savings
plan?
- No yearly maximum
- No deductibles
- No claim filing
- No pre-existing condition limitation
- No waiting period
What is covered under the dental savings plan?
- Semi-annual dental cleaning
- Annual dental x-rays
- Semi-annual dental exams
- Fluoride applications for children of the
appropriate age
- Percentage off all dental procedures, including
cosmetic procedures.
How do you know if you are a good candidate for the
dental savings plan?
The value of this plan depends on your oral health. If
you are generally healthy and typically only require professional cleanings and
exams each year, this plan could offer significant savings over other options.
These plans have been recommended for seniors by Forbes Magazine who have
retired since it is likely less expensive than dental insurance plans not
subsidized by an employer. This could also be a good option for single people
or those with very young children and tend to be in good dental health.
Please feel free to contact us with questions regarding
our dental savings plan and whether or not it would be a good fit for you or
someone you know. You can also visit us at www.brownandkupper.com for more
details.
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